And other frequently asked questions – an interview with our CTO AJ Holloway (Linkedin) has been working with USInfoSearch.com for nearly 10 years and has been heading up the IT department with his team of developers the entire time. Nobody knows our web product better than he does, so we decided to borrow some of […]
Author Archives: Jason Wiseman
What could the CCPA mean for us?
The consumer blowback after the major privacy scandals in the last few years bore fruit in 2018 with the passing of GDPR 2016 (General Data Protection Regulation) in the EU (implemented this year). Now the US sees new major controls on data privacy with the passing of the California Consumer Privacy Act (CCPA), signed into […]
Who is the head of household?
And why? Once the household is defined, it makes sense to select one member as a ‘head of household.’ Ideally, the person selected will be the primary decision-maker in the home, so, how does a data provider decide who is the most likely household member to be the primary decision-maker?
What is a ‘household’?
Beginning in 1980, the US Census Bureau discontinued the use of the term ‘head of family/household’ and replaced these with ‘householder’ and ‘family householder’, as well as no longer by default classifying the husband in a married couple as the ‘reference person’ in its survey. These logical legal implementations make sense in our society which […]
Security! How do potential clients get credentialed?
With the ever-present threat of data insecurity in our modern world, it is incumbent upon those with the access to sensitive records to only share it with those that can be trusted with it. USInfoSearch has a number of strict requirements to ensure the suitability of a potential client. Here’s what we check for before […]
Skiptracing defined
You’ve probably heard the term ‘skip tracing’, but what does it mean? The phrase “skip tracing” is derived from the old idiom ‘to skip town’, and is used to describe the process of searching for an individual who has, usually, absconded from the law in some way: think debtors who have defaulted or someone who […]
What is PII?
What constitutes Personally Identifiable Information? Personally Identifiable Information (PII) is any information used to distinguish or trace an individual’s identity. Examples of PII include your full name, address, date of birth, Social Security Number, bank account number, biometric records, medical records, vehicle registration plate – a lot of which is also considered sensitive, and will […]
FCRA compliant background checks
What is the Fair Credit Reporting Act? And what is an FCRA compliant background check? FCRA stands for Fair Credit Reporting Act and it dates back to 1970. It states that landlords, lenders, and employers are not allowed to deny you any credit opportunities based upon your civil, criminal, or financial shortcomings unless the information […]